Link Worth

Advantages Media Service

Written by Ardian on 19.14

When people want to do something, they will always think about what they are going to do carefully. Actually, most people do that thing and absolutely there are many good effects by think it carefully. It means that if you want to do something, it is better if you think about the function, benefits, and prediction something that might be happen and many more. You can apply this way to do the other things and if you are looking for warehousing for your fulfillment services, you come to the right place then, and if you want to learn it more, just see the information below.

AMS is Advantages Media Service which will help their customer to stay in a good budget and they take care of their customer's inventories. Their technology systems, programming resources and friendly tools will help them in managing product fulfillment with excellent result. AMS offers business solutions and you need to think about it also because they offer so many advantages and benefits to your life. Besides, they are also using a safeguard for total inventory management.

This service needs to think about so you can do many things with this service and this service will also take care of your order fulfillment. If you are interested in this service, you can learn more about them at amsfulfillment.com

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Basic Knowledge of Web Hosting

Written by Ardian on 06.00

As an webmaster, internet marketer or anyone that want to build a website, blog, online forums or other online portal, then you have to know the basic knowledge of web hosting, many people often using web hosting but not maximize all the feature that available on it, and many people don't know the meaning of several terms that available on webhosting world.

If you want to learn about web hosting, you can get knowledge at webhosting.com, they not only selling web hosting services, but also gives web hosting tutorials, it is very recommended you to learn from it if you are newbie, there are so many web hosting articles that will help you be a great webmaster, you have to knowing this knowledge if you want to success in online industries.

There are many kind of web hosting like, dedicated hosting, collocation hosting, VPS hosting, Unix hosting and many other kind of hosting, and I'm sure you didn't know the different feature from all of it, so learn there, so you know what kind of hosting is you needed, if you want to make money from web hosting you can be a reseller hosting, so you can resell the hosting and gain profit.

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Email from Squidu Review

Written by Ardian on 05.40

I've been received an notification email from SquidU and likely they're received some spam review from the user. And here the email :

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SquidU Review


Top Tweets from your Squid Angels

Posted: 27 Jan 2009 08:51 AM PST

Good morning lensmasters!

Four of your Squid Angels have gotten together to help you create better lenses, and they’re doing it Twitter-style. This week we’re proud to bring you a short Q&A - in 140 characters or less.

What one no-no about lenses bugs you most?

@jimmie No original content — a lens that’s just a hodgepodge of automatically loaded lenses.

@chefkeem fake personal content, i.e. “how I lost weight” = Clickbank copy

@bigjim Unchanged module titles. They help the flow of the lens and provide useful info if someone is just skimming it at first.

@XP Lenses with default module titles. (Especially the money-makers.) No one wants to see a thrown-together lens.

What is one thing that makes you smile when you see it on a lens?

@XP Featured Lens module. It’s okay to highlight other users’ lenses that are relevant. Builds sense of community.

@jimmie Pictures of people’s children.

@bigjim A welcoming profile picture.

@chefkeem portrait photo of lensmaster in the bio

A lensmaster who really “gets it” does ______?

@chefkeem write from the heart.

@XP Gets right to the point in the top 2-3 modules. Don’t make me look for your topic. Make it clear.

@bigjim …a lot of sharing. It’s all about relevant and clear information.

@jimmie Gets personal — shares his own stories and images.

Yes or no: can a lens really be too long?

@XP Yes. Lenses that make the reader scroll and scroll with dull, repetitive information are a waste of valuable time.

@chefkeem yes. we have a short attention span…um..what was the question again?

@jimmie Content is like chocolate, so I say NO, you can’t have too much. If the content is good, just keep it coming.

@bigjim Also depends on the layout. If it flows well, it will keep people’s interest.

What is your favorite sandwich condiment?

@XP Ketchup. Has to be cold, though. Can’t stand it when people don’t refrigerate their ketchup!

@bigjim Liquid Summer hot sauce. http://twurl.nl/x41b1c

@chefkeem Agasweet Tangerine Ginger agave nectar

@jimmie Mustard - the spicier the better!

What is one thing that earns a lens an instant thumbs down?

@chefkeem promo of a pill that gets your ex back while you lose weight and make millions overnight (w/free samples).

@jimmie Every link on the page leads to the same, scammy get rich quick scheme.

@bigjim Obvious marketing without helpful information.

@XP Do not try to sell me something (complete with affiliate link) in the intro module. If it is a ClickBank link, I’m out.

How can a lensmaster tell if they’re not ready for a blessing?

@bigjim If they haven’t read the other lensmasters’ how-tos. And they don’t even know what a blessing is.

@jimmie It’s sort of like bad breath. Unfortunately you don’t know you have it even when you do. Lensmasters rarely know their own lenses stink.

@XP If they have more money-making modules than informative (text, link) modules. You need balance.

@chefkeem if the lens does not at all fulfill the requirements of the angel forum sticky and Squid Angels’ portrait lenses.

***

There you have it! Tweets, er, tips, straight from your Squid Angels. Looking for a blessing? After following the tips above (and of COURSE reading this), hop over to the Angels’ Forum on SquidU and post your best lens.

If Twitter is your thing, you’ll find us at @squidoonews.

Happy lensmastering,
~Kimberly
YOUR Community & Charity Organizer
Share your comments at /squidureview

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Make Money from Blog

Written by Ardian on 18.19

In this bad economy situation, every single person in this world might feel the same difficulties. Since the cost of everything is increasing whereas the income is just the same, people will not be able to spend as much money as before. This means that any types of business are also influenced as the revenue and profits of the companies are greatly influenced by the purchasing power of the society. This situation also urges business owners to find an effective way to increase the profits and people to find another source of income to increase their purchasing power. One type of business that can give benefits to both parties is to advertise on blog. The business owners will get powerful means of marketing while bloggers will be paid for reviews that they make. Such business cannot run well unless there is agent that act as mediator to put those parties together.

As you can find at payingpost.com, this is the agent that can help you to meet the business owners and get paid review jobs from them. Bloggers can register their blogs and then receive paid review jobs job from the advertisers if their qualifications meet the needs of the advertisers. Bloggers need to write honest reviews about the products and services, to post them in their blogs and then to get paid for it. Bloggers will get paid to blog and this can absolutely become another source of money which can help them to cover their financial needs. This means that bloggers will not only be able to express their feeling, thought, and opinions through their blogs, but they will also be able to earn money. All efforts that you spend for writing a review are truly worth and it depends on the type of reviews that you have to make. The bigger effort you spend, the more money you will earn.

Blogging for companies will not only give benefits for you, but also for the companies in which the products or services are being reviewed and also for your blog's readers. The companies will get real visitors and prospective customers while your blog's readers will get balance and fair information about certain products or services. Those above facts are the reasons why Paying Post is then established. Therefore, if you are interested in this program, you can account for Paying Post as the right bridge to help you meet advertisers.

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One Stop Shop For Lots of Trade Show Displays Types

Written by Ardian on 23.02

There are a lot of strategies that ca be used to market your product through online system. One kind of those strategies is by promoting your product suing exhibit. It is proven with high result in term of people that respond your store. However, it still difficult to find the place that offers you with lots of choices about exhibit options. Therefore, this condition causes people become confused when they want to look for place that provide lots of exhibit types.

But, you should not be confused like other people because you can get the answer of this problem at camelbackdisplays.com. This is an online store that provides you with the most complete of trade show exhibits types. Beside of that, this site also provides you with various kinds of table covers. The some kinds of table covers that provided of this site are: blank throws, rapid print, maxi print, full color, contour covers, and many more.

In addition, there also table top display that provided in this site. If you want to know more about the special characteristic of these displays, you can click the picture of that table top display. Simply, improve your internet marketing strategy by using these kinds of exhibit displays.

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Easily Move Stuffs through Removal Companies

Written by Ardian on 23.00

Moving to new house may give you with new experiences for your life. You can get new environment and also new life. However, there are very difficult processes when you want to move to another location of new home. In that process, you may have to disassemble all of your big stuffs so that it can be carried easily into your new location. Moreover, it needs much time to do this. Therefore, it can be said that it needs lots of power and strong body. Then, how if there is people who have no ability to move all of their goods by themselves? The solution is that by asking some help to removal company.

If you want to look for removal company which can help you in moving all of your goods into new location in fast process, you may go to moveme.com. This is an official site of well known moving companies in this country. There are several kinds of help which provided that can be used to ease you in moving to new location, such as: pack your goods for you, sort out the parking authorization, disassemble your furniture in order to get you into new address easily, and unpack your goods. In addition, these removal companies are featured with lots of high quality ability, they are: local to you, fully licensed and insured, international removal services, specialist in your size of move, and specific requirements ability such as piano removals.

Besides offering you with removal company, this site also offers you with a man with a van which can be used to move your good for smaller size. You can find that man and also the van easily through this site. This facility is developed to safe your money when you wan to move smaller size of goods instead of using removal company.

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Unique Features for Your Lovely Place

Written by Ardian on 22.58

There are lots of people in this country that like to increase the beauty of their place with several kinds of unique furniture. Their places are varying, such as: office room, bed rooms, family rooms, and so on. They like to do it because they want to have special characteristic and touch in their own place. They may use special chair and table furniture that designed in unique shape. However, most of that furniture is sold with high price which just make customer rethink to purchase it. They may buy that furniture with cheaper price in one place. Where is that place?

You can know the answer by visiting lombok.co.uk. This is an online store that provides you with complete of furniture choices with wide range of price. In this site, you can buy several kinds of log basket with variety price, such as: canton, leather, high back camel, tall kampong, low back lasem, leather armchair, and many more. All of those kinds of dinning tables can be matched with several kinds of beautiful tables. Moreover, this site also offers you with several kinds of four poster beds. This site designs all of those beds with teak and oak wood which are ethically sourced using recycled and natural material where ever possible. Those beautiful collections of lamp shades include modern and traditional style in stunning colonial and Asian designs. The kinds of four poster beds are: canton, keraton, lovina, and nirvana.

On the other hand, there are also several kinds of laundry baskets that can be used when you taking some relax in your verandah. The kinds of these chairs are: Batavia tub chair, lazy armchair, piano stool with cushion, water hyacinth caver chair, and so on. All of that kind of furniture is offered to you with competitive and suitable price.

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Make Money from InfoLinks

Written by Ardian on 04.17

I've started to try InfoLinks and I think that's good to increase your monthly earnings from online business. I still new about InfoLinks, and in several days I will share any information about this to you :)

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How to Grow Our Blog ?

Written by Ardian on 21.20

I just want to ask you. How to grow our blog ? I want to grow this blog, and I want to receive some advice from you :D Please, share your experience to me :)

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Problems with Tickets?

Written by Ardian on 04.13

The road to the lowest possible auto insurance premiums is full of potholes. You can be riding along smoothly one minute and find a small crater opening under your wheels the next. It often comes in the form of a traffic cop whose flashing lights in your rear view mirror attract your attention. This happy soul has noticed some infraction. Perhaps you ran a red light or were traveling a little too fast through town.

Whatever the reason, a traffic ticket is looming. Your once spotless driving record may now carry a blemish. In this situation, it may be worth paying an attorney to avoid both the ticket and the usual premium increases. If you get into a traffic accident and make a claim, your record also comes under pressure. It's comforting to think that if the accident was not your fault, or you live in a state which operates a no-fault insurance scheme, your premium will not be affected. Unfortunately, the world is rarely fair and insurers frequently reward your claim with a premium hike. However, there's a change in strategy from some auto insurance companies. To encourage customer loyalty, some now reward the good drivers alongside penalizing the bad. That means you can get an additional discount if your driving record remains spotless or the right to reduce the deductible if you prefer (remember you probably only agreed to a high deductible to get a low premium in the first place). If more companies followed this policy, it would give us all a real incentive to drive more safely and avoid accidents. It's up to you to do a little research to find out which companies writing policies in your state offer these incentives. So let's give you the good news in a single package. If you have no traffic accidents and no tickets, particularly those for moving violations, in your record, an insurer will quote a lower starting premium. The longer you go with a clean record, the more safe driver points you earn to justify a discount or deductible reduction. Many companies are sufficiently keen to poach safe drivers from their competitors, they will not only transfer your points but offer other incentives to move. The auto insurance industry is now offering perks to safe drivers similar to the reward schemes offered by credit card companies. Look carefully at the small print to find the scheme that gives you the rewards you actually want. If you already have a ticket or two, or you have made a recent claim, the best companies will start the clock running. A ticket or claim free period of three years or more will earn you relief. Some will reduce your basic premium. Others will reduce the premium conditionally, i.e. have another accident or pick up a new ticket and your higher premiums kick back in.

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Playing the Auto Insurance Game is Easy When You Win!

Written by Ardian on 04.11

The auto insurance game is a tough one to play. Just when you think you have scored an amazing deal on your auto insurance, you hear that another agency is offering a cheaper rate, one with better quotes and amazing deals. Think about it: you spend your free day off of work driving around town, stopping by agency after agency looking for the best rate for you; one that will accept your driving record, for good or for worse, and offer you a decent quote. Asking for free quotes in an agency is like asking them to go out of their way for you, something that you aren't doing. Not to mention dealing with less than friendly agents who frown upon seeing your less than perfect driving record. Don't put yourself through that if you don't have to! Right now, in this day and age, you can get your auto insurance quotes online easily. All you have to do is find a website that offers you all of the benefits of searching from home. You can find the quotes online by simply comparing at least five agencies who offer the right rates for you. Don't hesitate with something as serious as auto insurance. Get the facts now.

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Stand Up for Your Rights!

Written by Ardian on 06.10

Do you want the best terms for your car loan? Of course you do. So stand up for your rights! The Federal Government doesn't often cover itself in glory. It usually caves into the interests of Big Business. But, with the Fair Credit Reporting Act (FCRA), Capitol Hill actually did something useful for the consumer. There are three national credit data collection agencies - Equifax, Experian, and TransUnion. The FCRA says they have to give you one free copy of your credit report every twelve months. So what's in a credit report?

Well, it's basic information on where you live, how well you look after your debts, and whether you've been arrested or sued, or filed for bankruptcy. As a package, it's on sale to banks, finance companies, employers, landlords, etc. To get a copy of your report, don't approach the companies directly. Use annualcreditreport.com. It may be more useful to get one report from each of the three companies every four months. That way, you get free updates as the year goes by. If you find anything wrong, the FCRA gives you the right to have it corrected. Don't forget. Any score less than 550 means you're not going to get the best loan offers. Anything you can do to improve your score will save you dollars on your car loan.

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What to do When COBRA Runs Out?

Written by Ardian on 22.00

We're into murky waters with questions about losing or switching employment. No-one wants to think about times of uncertainty, but if the economy continues its current problems, you have to plan round the jobs you have and can get. The Health Insurance Portability and Accountability Act of 1996 (HIPAA), which took effect in April, 2003, was designed to give you some protection for health insurance coverage when you are switching between jobs. To get HIPAA coverage, your most recent cover must have been through a health plan.

In total, you must have had at least eighteen months of continuous coverage. There must be no entitlement under Medicaid or Medicare and you must have used up all your entitlement under COBRA. If you give notice under HIPAA within 63 days of losing your health plan coverage, you have the right to buy cover. The health insurers cannot refuse you a health policy based on your medical history or pre-existing condition, nor can they change you a higher premium to deter you. In fact, many states have laws to limit what health insurers can charge in this situation. Thus, you have a right to get health insurance for you and your family and the premiums may be controlled. This is something you should investigate. Here health insurance online quotes may be of great use for you. There are also privacy provisions to help keep your personal medical history confidential while making it available to the "right" people to give you health insurance and handle claims for treatment. HIPAA sets out national standards for handling health data to reduce the risks that your data is lost or stolen. There are also penalties if your data is sent to an unauthorized person. In theory, this is supposed to make doctors, healthcare providers and hospitals more accountable if something goes wrong. As a first step, you have the right to a copy of your health records. Most data processors make a handling charge for preparing the copy, but it is usually small. You also have the right to know who has seen your data and you can lay down limits on access. It's in your interests to take an active interest. You should maintain the accuracy of your records and ensure that only authorized individuals are allowed to access it in appropriate circumstances.

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In Praise of California

Written by Ardian on 21.46

In November, 1988, the electorate in California approved Proposition 103 to prevent the massive increases in premiums that were affecting all consumers looking for insurance. After major litigation to decide whether the Proposition was constitutional, it was finally implemented in May 1989 and rapidly revolutionized the rates of insurance across the state which fell by an average of 45% between 1989 and 2001. It is estimated that up to 2006, Californian drivers alone saved $62 billion on their auto insurance rates.

Then the Consumer Watchdog combined with other socially active groups to force the insurance companies to abandon the practice of basing rates on the zip code and not your record as a driver. Now comes Assembly Bill 2800 which emerged from the Senate Appropriations Committee in August 2008. This is being treated as a slightly more controversial measure. The auto insurance industry is campaigning to allow a switch to mileage and use as criteria for fixing the premiums. It estimates that this could produce further average savings in premiums of about $275 per vehicle. It would work by placing a small monitoring device in every vehicle to assess how far you drive in a year and how well you drive. But this device is viewed as an invasion into the privacy of drivers. As a compromise, the Insurance Commissioner suggests that drivers could allow the insurers to make regular checks on the odometer rather than allowing electronic collection and transmission of data. If the electronic version of the plan does go ahead, it will allow companies to identify consistently low-risk drivers from the time of day they use the roads, the speed at which they drive and the distance they travel. Such drivers will receive the maximum discounts available. Those deemed more likely to have accidents from the way they drive will potentially pay more. The current system allows drivers to report their own mileage. The industry standard is to offer discounts to drivers who do less than 10,000 miles per year. Obviously, there's a temptation in difficult economic times for drivers to underestimate their mileage to gain the discounts. This proposed device will reward the genuine drivers and charge a fair premium to the others. It will also help to save the planet because drivers who maintain a lower average speed use less gas and so produce less emissions. For once, the auto insurance industry would be helping to fight global warming which is very public-spirited it.

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Rating the Insurance Companies

Written by Ardian on 20.11

Has it occurred to you that it's not very fair when insurance companies start poking around your life. They want to know how well you drive your vehicle, what you have in your home worth protecting, how likely you are to fall sick and, most cheerfully, when you think you're going to die. There's no part of your life they don't investigate and build into their models for deciding how much to charge you as a premium in your latest policy. So you retaliate. Instead of blindly picking a company out of yellow pages, you use a site like this to get comparative quotes from all the best companies. You then start poking around in their lives. Are these companies financially strong? Will they still be around in a few years time to pay on your claims? You want to choose the best company to insure you whether it's auto, home, health or life insurance. Why bother?

Look around you. Banks and large insurance companies like AIG have been getting bailouts from the federal government. Checking out the financial strength of an auto insurance company is necessary before you start paying them your hard-earned dollars. So where do you look? There are a number of companies that make their living by rating the performance of other companies. Some are general. So, for example, Standard & Poor rate the whole range of commercial enterprises including those in financial services (see their website at http://www.standardandpoors.com). Others are more specialized like Fitch and A.M. Best which have the insurance industry as their primary focus (see their websites at http://www.fitchratings.com and http://www.ambest.com/). You should also find the website operated by the Insurance Department or Commissioner of Insurance for your own state. The best states not only operate a complaints service, but publish an annual report identifying all the companies against whom complaints have been upheld. This gives you a good measure of how the companies actually deliver on their advertised services. Then you should ask around all your family, friends and colleagues at work. Check out what the word-of-mouth is on the companies you are thinking about giving your auto insurance business. The everyday experience of these people is a vital source of information. Slightly less reliable are the "complaint" or consumer report sites. Most of the people who put up reports are motivated by revenge. They have had poor service and want the world to know about it. Many commercial sites that depend on commission by selling auto insurance add their own "better" reports to balance out the bad. Read both good and bad with a skeptical eye. When you have rated the auto insurers, decide which one gives you the best value terms and buy.

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What Happens When the Uninsured Go to the Emergency Room?

Written by Ardian on 22.32

The U.S. Census Bureau reports that an increasing number of people are now unable to afford medical insurance. Some 47 million people do not have medical insurance. When they begin to fall sick, there is nothing that can be done if money is short. When it comes to a choice between food on the table and treatment, most people decide to eat. They hope they will get better. When health does not improve, there is no improvement in the choice to be made. If treatment remains unaffordable, they have to wait until their sickness worsens to the point it can be considered an emergency. At this point, people decide to go to the emergency room at their local hospital. Federal law is very clear.

Hospitals are under a positive legal obligation to treat everyone who walks in through the door. It does not matter whether the emergency is real, in the sense of a traffic accident inflicting unexpected injury, or to some extent manufactured, where the condition only becomes an emergency because of a deliberate delay. People must be given treatment. The difficulty is that most of the uninsured cannot afford to pay their bills. The hospitals can and do issue invoices for the treatment given and drugs supplied. This is also a part of the law. People have a responsibility to pay for their treatment. But hospitals are realistic about their chances of collecting. Continued pursuit for payment usually results in bankruptcy and the creditors only get a few cents in the dollar. So, hospitals make a rational decision. They spread all the unpaid bills among all those who can pay. In other words, whether you are paying out of your own pocket or you are relying on your own health insurance to pay for your treatment, a percentage of every hospital's bill is a provision against bad debts from the uninsured. The irony is that everyone who is insured is also insuring all the uninsured for their emergency room visits. If you have been wondering why your own health insurance premiums have been going up so sharply of late, it's because there is a wave of uninsured people going to the emergency rooms around the country. The health insurers are having to pay more and this additional cost gets passed on in the premiums. Is it going to get any better? No. It's actually going to get worse. Ever more people are finding health insurance unaffordable. Even with sites like this which allow people to find the cheapest insurance around, many still find the premiums too much. That does not mean you should give up. Using this site will get you offers. Then it's up to you to negotiate directly with the insurer or its agents to get the best actual premium for the cover. It's not worth the risk of being uninsured. If at all possible, get some cover.

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How Many are Uninsured?

Written by Ardian on 22.30

In 2007, before we were hit by the credit crunch, the wave of foreclosures and the loss of jobs, the U.S. Census Bureau reported that 47m people have no health insurance. That's a rise of almost 5% as against the estimated number of uninsured made in 2005. So what does this actually mean? The results confirm that these people have no health insurance plan through their work (including the military) or union membership, and no access to federal or state programs including Medicare and Medicaid at any time during a twelve month period. This reflects a growing reality that the average employer no longer offers health insurance benefits. As a result, the statistics show 10.8% of whites, 15.5% of Asians, 20.5% of African -Americans, 34.1% of Hispanics were uninsured. It also confirms the sad reality that nearly 12% of children had no insurance in 2006.

Now, ignoring the politics and focussing on the practical realities, there are two reactions. You can give up on the search for affordable health insurance and wait until the problem becomes sufficiently severe to justify treatment at your local emergency room. It is pointless making any judgemental comments about exposing yourself and others to the risk of more serious injury by delaying treatment. If the premiums demanded by the health insurance industry are always going to be outside your budget, this is not your fault. If anyone or anything is to blame, it is the political system that permits a for-profit system to operate in the health market. Once you introduce the profit motive into any service, costs rise to maintain or maximise profits. Numbers in the accounts maintained by the hospitals and insurance companies do not translate into the faces of the children who are denied treatment. Most CEOs sleep well at night. Alternatively, you can use this site and others like it to get comparative quotes. Then use every legitimate way of reducing the quoted premiums. Start with a family plan because the cost per individual member is usually less than the cost of one policy per family member. You should also look at term insurance. The rates are usually less than for equivalent cover under a permanent policy. This means spending time actually talking with the health insurance companies and their agents. Only when you talk to people and ask the right questions about discounts and the different types of plan and policy, do you begin to find something affordable. The more passive you are, the more impossible it becomes to get access to lower rates. As one of the middle class, you may come more easily to this process. But no matter what your background, you need to overcome your fears and start negotiating the best deal for your family. If this is too daunting, do not let pride get in the way. Ask at your local church or a charity for someone to help.

1 comments comment | Posted in »  

Get the Car You Deserve with the Best Loan Available

Written by Ardian on 22.24

Read the newspapers, switch on the TV. It seems the world is going down hill faster than you can shout "Geronimo". But no matter what the world is doing, everyone needs a new set of wheels. How else can you get where you have to go? Public transport never goes where you need, when you want. So new for old is the order of the day. Except most people don't have any savings. That means some kind of finance. Credit cards usually charge too much. Where can you get a car loan? Well, sites like this are the answer to your problem. You can do your shopping online and get a loan lined up before you go out to the dealerships. This is a balancing act of how much you want against how much you can afford. If it means you have to go for a used car, that's not a problem. Most finance companies will lend against a used vehicle these days. Except you don't want to get turned down do you, or get offered one of those interest rates that means they don't want to make the loan unless you're really desperate. So before you make a loan application, check out your credit score. It's absolutely free. If you find your score is down because of a mistake, get your score repaired before you start. That way, you'll get offered the best finance deals from the start.

1 comments comment | Posted in »  

New Sticky AdBlock from Obeus

Written by Ardian on 19.22

Wow, I've surprised when I receive an email from Obeus if they have "New Sticky AdBlock" now ! This is the other good news from Obeus after they've announced New Payment Option. And here the email that I received from Obeus

Dear Users,

We are glad to announce our new Sticky AdBlock format.

It's always stuck on the top of the page and may be closed for a while
(currently it is 1 hour) by a visitor.

We assume that this new AdBlock should have higher CTR, because it
attracts more visitors' attention.

More details and example:
http://obeus.com/news/new-sticky-adblock

Thank you for using Obeus,
Obeus Team,
http://obeus.com

So, this Sticky Adblock will appear on the top of the page and will stay on top even when a visitor scrolls the page down.

When visitor hits "Close" button, the sticky AdBlock will be disabled for a while (currently it is 1 hour) on your site for this visitor. So it's not annoying.

We assume that this new AdBlock should have higher CTR, because it attracts more visitors' attention.

1 comments comment | Posted in » ,  

The Only Thing We Have to Fear is Fear Itself

Written by Ardian on 07.14

We're starting off with a little history. During the presidential campaign in 1932, Frankin D. Roosevelt said very little about what he would do if elected. When it came to making the first major speech on his inauguration, the Great Depression was just starting to rub along the bottom of the economy. That's when FDR said, ". . .the only thing we have to fear is fear itself - nameless, unreasoning, unjustified terror which paralyzes needed efforts to convert retreat into advance." One of the main causes of a recession is a loss of consumer confidence. That's when ordinary folk like you and I stop spending our money. Just think about it for a moment. If we all stop buying "stuff", there are no jobs for those who manufacture, distribute and sell it. Take away demand and you don't need supply.

So, today, the Treasury Department announced moves to make borrowing easier to buy new and used vehicles. There's just one problem. No matter how much money the Fed and Treasury pump into the system, no matter how generous the interest terms offered on the loans, if you buyers don't have the confidence to go back into the showrooms, the economy seizes up. All those fancy economists up in Washington can talk about "freeing up the credit market" and "easing liquidity", but it all comes to nothing if you don't trust. . . "Trust"? Well, if you were thinking about a new car, who wants to trust the Big Three not go bust. That would make the warranty look a bit sick and what happens to spare parts? Guess that's why new car sales are now running below one million a month. The market has not been this slow since 1992.

How many people do you know with the cash to buy a car? Almost everyone borrows from the banks, licensed lending companies, credit unions and the car makers who offer their own finance. But here comes the big irony. Because of the Fed, the credit crunch is less tight today than it was yesterday. More people could get finance to buy a vehicle. But there's still that fear. What will happen if I lose my job? So even though it's all better news for borrowers, there's not going to be a big rush into the showrooms until your confidence as consumers picks up again.

Except there's never been a better time to buy a car. Prices have been dropping fast, particularly in the used car market. If you used this site and picked up a car loan, walking round the dealerships with the cash that represents gets you a really big discount. Note you need a free-standing auto loan to draw down when you've found a car. Or do it the other way round. Find a car, negotiate a price and then look for a loan at the best interest rate. Believe me, the dealer will hold the car for you.

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Never Borrow Money Unless You Have no Choice

Written by Ardian on 07.08

Never borrowing money might look slightly extreme so let's look at it carefully. In the big wide world, there are many things you "can" do. All it takes is the wish and the will to make any one of them happen. So, when we have the money, we can spend it however we want to get whatever we want. If we don't have the cash in hand, we can always borrow to spend some more. For many, saving has not been an option. With property values rising year-on-year, there has been a growing positive housing equity to tap into to keep on spending. Except that was yesterday.

Today, it's official. The US is in recession and this "thing" called the credit crunch is biting us. It's a scary time. So what does it all mean? Well, like all situations, there's good news and bad news. The good news is there's still money out there to borrow. If you use a site like this, you will find there's still money looking for borrowers. The bad news is loan companies are only lending to the people with the best credit scores. Even the top-rated borrower is thought a risk for a more substantial cash loan unless there's collateral. Worse, if the companies offer loans to people with lower scores, they are asking for cash deposits on the property or goods, and charging higher rates of interest. This puts a lot more pressure on people to manage their credit scores and ensure they remain as high as possible. Now back to the question: even though you can borrow, should you?

There's a simple rule about keeping your credit score high. Use the credit available or watch your score fall. The way the score is calculated will penalize you if you don't use your credit cards and take out loans. So you have no choice. You should borrow. Running money through your cards for routine household bills is good. But don't use your cards for big ticket items unless you have no choice. Always try for a separate loan where the interest rates are usually lower. Then think carefully about what you're buying. For example, the biggest purchase most people make is a vehicle, but it's the item that's going to lose its value the fastest. Buy a new car and it will lose two-thirds of its value in the first four years.

So never buy a new car unless you can afford the loss. More importantly, don't be tempted by car loans offered through the dealerships. Even the zero-percent deals are expensive when you look at the profit margin built into the retail price of the car itself. Unless you're made of money, stick with used cars with two or three years depreciation already paid by the first owners. Then, make sure you get a free-standing auto loan. You want to be a cash buyer in the dealership. That way, you get the best discount on the price. Using your credit wisely during a recession is the way to keep your credit score high.

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Industry is Breeding Cars for Lower Insurance Premiums!

Written by Ardian on 06.56

The world of technology is changing fast. When I was young, it was not uncommon for tradespeople to use a horse and cart for local deliveries around town. Now, we have trains that ride on a magnetic field, jet aircraft and hybrid cars. The idea of a hybrid is quite fascinating. As a gardner, to be able to take two different species and create something new with the best qualities of both. As a technologist, to be able to take a conventional internal combustion engine and combine it with electric motors. It's like a marriage. When the two components work well together, they are strong. If there's disharmony, breakdown follows close behind. So what's driving this hybrid technology? The main reason is fuel economy. Gas prices have been rising fast with the $4 gallon reached and passed. Although some prefer to play around with biofuels to keep conventional engines running on greener fuel, the better strategy looks to use less fuel. It's now not uncommon for hybrid vehicles to achieve 50 mpg - a big improvement on the SUVs and Hummers. The retail prices have been quite high as the first of these new cars rolled out on to the public roads so, to encourage the switch to this more eco-friendly technology, there have been various federal and state tax incentives. Some states have been giving priority in the use of parking spaces or reductions in tolls. All these add up to big savings, which get even bigger when you look at the auto insurance industry. Many of the companies offering auto insurance have been offering a discount of up to 10% for those using the new technology. Using a site like this is the best way of shopping around to find out which company is offering the best rates. This is not a corporate policy to combat global warming. It reflects the reality that those who buy hybrid cars are more thoughtful and careful, buying a vehicle that is slightly less powerful than the conventional car, and one that will probably not be driven quite as many miles in a year as the conventional car. People who drive less powerful cars more slowly have fewer accidents and so justify lower premiums. It's sad that Detroit chose to stay with the gas-guzzler as the main product line. The big three U.S. car producers are facing an uncertain future as the hybrids grow more popular. If they survive the economic downturn, hopefully they can retool and compete in delivering this new technology. Until then, imported cars save money both at the gas pump and in reduced auto insurance premiums. They are a good buy.

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Health Insurance From the Employer's Point of View

Written by Ardian on 06.52

There has been a sad trend since the turn of this century. Health insurance costs have been rising so fast that even large sections of the middle class now find it a struggle, if not impossible, to pay the premiums demanded by the insurers for private plans. The fact is that, although in the last one or two years, there have been some increases in average take-home pay, these increases have not kept pace with inflation. People today are more poor than they were ten years ago. For a time, people compensated by using their credit cards and borrowing against the positive housing equity on their homes. With the bursting of the housing bubble and the credit crunch, people must now confront the size of the debt they carry. Articles like this are not supposed to feel sorry for employers. They are the ones who take our work, pay us as little possible and buy big houses to live in. Sometimes, we only put up with this exploitation because of the health plans some offer as part of the compensation package. But they have also been feeling the strain. The national statistics show that, in the period 2000-2007, there was an average 80% increase in the premiums payable by employers for the health plan offered to their employees. As a cost, this has increased five times faster than the cost of wages and salaries. Because consumers have come to expect that prices will not rise, it has not been possible to pass these increased costs on in the wholesale and retail prices. The result has been a reduction in the profits earned by the employers. Hence, wages have not risen fast enough to keep pace with inflation. This has real significance for the future health of the nation. Slightly more than 30% of the workforce is less than 30 years old and the majority of them are not insured. This because more employers have given up the unequal struggle to keep up a health plan for new employees, and more younger people who still have their health do not see it as a priority to use more and more of their take-home pay to fund private health insurance. They feel they are paying against the risk of sickness that might never come. This has an unfortunate knock-on effect. Health insurance distributes the risk so that the fit and health subsidize those who fall sick. If too many of the healthy refuse cover, the cost must be born by the older population more likely to make claims. This forces the premiums to rise. It would be better if everyone had a policy because this spreads the costs and keeps everyone's payments low. You can make a start by using sites like this to find the cheapest possible policy, but nothing will change unless government policy changes.

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Apply Payday Loan

Written by Ardian on 06.48

A cash advance is a sum of money that someone just like you borrows from a pay day cash advance lending institution. They deal with short term, smaller loans to help regular people just like you out of a cash bind. It means that you can always count on the fact that there are people and banking lenders out there who want to see you restore your credit, gain financial footing, and become a better money borrower by simply using the resources made available to you and following the simple guidelines that you see. From minimum amounts of money to $2,000, depending on your need and the needs of your situation, you can quickly have money in your hand and get back on track. If you are responsible and believe in the power of money and how it can help you become a stronger person financially to borrow, pay back, and reduce your financial woes in a fast and efficient manner, then look into the borrowing methods of pay day loans right now. These institutions create rules in order to protect you and the institution itself. When both parties involved, the borrower and the bank, follow the rules, they are able to come back for more help and the institution can continue to allow you to borrow from it in the future. Having the resources available to you are great, but it is wise to only use it when you need to. Don't abuse the privilege you have with a good name and decent credit. It is a loan and should be treated like one. Contact Form | FAQ | Payday Loan Apply NOW!

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What is Pay Per Lead ?

Written by Ardian on 22.09

Pay Per Lead is same with Cost Per Action. You will get some cash for each action that made by your visitors :) And here, the simple definition of Pay Per Lead (Cost Per Action) that I taken from Wikipedia

Cost Per Action or CPA (sometimes known as Pay Per Action or PPA) is an online advertising pricing model, where the advertiser pays for each specified action (a purchase, a form submission, and so on) linked to the advertisement.

For more information about Pay Per Lead, you can check in here !

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Get $1 per Sign Up

Written by Ardian on 04.47

Do you still remember with my article "Make $1 per Sign Up by DotComSecrets" ? I want to remain you if the contest will be end February 3, 2009. So, you still have enough time to refer your people to join with you :D Let's join now !

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Adsense More Stringent Now

Written by Ardian on 05.26

If you want to sign up for new Google Adsense account now, you must think once more. Because, Google Adsense more stringent now! A few people has been rejected and here the reply email from Google Adsense to them :
In order to participate in Google AdSense, publishers’ websites and application information must satisfy the following guidelines:
- Your website must be your own top-level domain www.example.com and not www.example.com/mysite or mysite.example.com).
- Your domain must have been registered and active for at least 6 months. before you apply for AdSense.
- You must provide accurate personal information with your application that matches the information on your domain registration.
- Your website must contain substantial, original content.
So, are you ready to sign up for new Google Adsense account ? Think once more and follow the rules guys :D

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